Personalized Advice is Not a Catch Phrase
It’s a perspective
In order to provide prudent financial solutions, we believe education and experience are at the height of what we offer. At St. Johns Asset Management, each team member has unique industry experience allowing them to bring complementary strengths to the table. Our goal is to guide you in making financial decisions to achieve your best life, in whatever capacity that is for you. Whether you’ve come to us seeking clarity or have specific concerns keeping you up at night, we’ll work with you to define the solutions that are best suited for your circumstances.
Built Around Your Needs
Our Planning Services
Personalized to each client’s goals — not built around products or sales incentives.
1
Retirement Planning
Guidance related to retirement income planning, account strategies, distribution considerations, Social Security timing, and long-term retirement planning.
2
Investment & Wealth Management
Personalized investment management aligned with your long-term financial goals, risk considerations, time horizon, and broader financial picture.
3
Tax-Aware Financial Planning
Coordination through a tax-aware lens alongside qualified tax professionals to help ensure financial planning decisions reflect broader tax considerations.
**SJAM does not provide tax advice.
4
Estate & Legacy Planning Considerations
Planning conversations aligned with broader estate and legacy objectives, including how financial decisions interact with trust structures and estate documents.
**SJAM does not provide tax advice.
5
Business Owner & Executive Planning
Financial guidance including retirement planning, succession considerations, business planning consultations, concentrated wealth planning, and coordination across personal and business financial goals.
Learn More | **SJAM does not provide tax advice.
6
Family Office Services
Coordinated guidance for high-net-worth individuals and families seeking comprehensive, integrated financial planning across multiple areas.
Our Comprehensive Capabilities
- Retirement Planning
- Investment Management
- Business Consulting
- Debt Management
- Estate Planning
- Tax Strategies & Planning
- Disability Insurance
- Life Insurance
- And more...
At St. Johns Asset Management, we believe fee transparency is part of our commitment to independent, client-focused guidance. Below is an overview of our fee structure. We are happy to discuss fees in detail during your complimentary consultation.
Discussing the Cost
A successful financial advisory relationship between us will be based on transparency. Transparency for charges and compensation is an important conversation to have to understanding how dedicated we are to adhering to our fiduciary role. We offer hourly, flat and fixed percentage fees for the creation of financial plans and management of your assets.
Hourly
Flexible, transparent billing. Billed at an established hourly rate for financial planning consultations and advisory work.
Flat Fee
Project-based planning. A fixed fee established upfront for defined financial planning engagements and deliverables.
Fixed Percentage
Ongoing asset management. An annual percentage of assets under management, charged for ongoing investment management services.
Interested in Learning More?
Through an ongoing process, we’ll work with you to better understand how to address your needs. We strive to approach the details of your finances under one roof. As such, we look forward to collaborating with any professionals you may be working with in order to align and balance the life you have in mind.
Our collaborative approach helps ensure that financial planning decisions are considered in the context of your full advisory team — not in isolation.
Have Questions?
Frequently Asked Questions
Do I need a minimum amount of assets to work with St. Johns Asset Management?
We work with clients across a range of financial situations and planning needs. Rather than a strict asset minimum, the better question is whether our planning approach is the right fit for your goals — something a complimentary consultation can help determine.
How does St. Johns Asset Management charge for its services?
We offer hourly, flat, and fixed percentage fees for the creation of financial plans and management of your assets. The right fee structure depends on the scope of your planning needs and is discussed transparently during your complimentary consultation.
What's the difference between hourly, flat fee, and percentage-based pricing?
Hourly billing works well for focused consultations or specific questions. A flat fee suits a defined planning engagement with clear deliverables. A percentage of assets under management is typical for ongoing investment management. The right structure depends on the scope and nature of what you need — something we'll walk through together during your consultation.
Financial Planning Services in Northeast Florida
St. Johns Asset Management provides independent financial planning services for individuals, families, physicians, business owners, and executives throughout Florida — including Jacksonville, St. Augustine, Palatka, and surrounding Northeast Florida communities. Our planning services span retirement planning, investment and wealth management, tax-aware financial coordination, estate and legacy planning considerations, business owner planning, and family office services. We offer a complimentary consultation to help determine whether our planning approach is the right fit for your goals.
Ready to Explore
How we can help?
Whether you are approaching retirement, managing a growing financial picture, or looking for a more coordinated approach to financial planning, St. Johns Asset Management is available for a complimentary consultation.
Educational and informational content only. Not personalized investment, tax, or legal advice. Advisory services offered through St. Johns Asset Management (“SJAM”), a registered investment adviser. Investing involves risk, including the potential loss of principal. Individual circumstances vary.